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Tori Wallet Review: The Most Secure Way to Earn Passively in 2024?

As cryptocurrencies gain mainstream acceptance, the need for secure, user-friendly wallets has never been greater. Enter Tori Wallet by Utopia Labs, a secure self-custodial digital wallet that allows you to access DeFi with ease.

In our comprehensive review, we’ll cover Tori’s key features, benefits, and risks, and more, providing you with the insights you need to determine if it’s the right choice for you. Whether you’re a seasoned crypto enthusiast or a newcomer, Tori Wallet is a noteworthy option that is worth exploring!

Tori Wallet Review

Overall Score: 9

Tori Wallet is an easy-to-use, self-custodial wallet that allows you to earn 11.2%* with DeFi. After adding funds, you can instantly earn with DeFi, and withdraw your earnings whenever you want – with no hidden fees.


  • Self-Custody
  • Simplicity, Easy setup
  • Easily withdrawal funds, no fees
  • High Earn Rate


  • Still new, occasional app bugs
  • Standard risks involved

What is Tori Wallet?

Tori Wallet is an app that uses Aave, a DeFi application, to coordinate borrowing and lending. Simply sign up for free, connect your bank account, and deposit to start earning. Your funds will instantly begin interacting and earning with DeFi – and they’re held in your digital, self-custodial wallet as USDC. Once you’ve earned enough, you can withdraw your funds, completely free, instantly.

How Do I Sign Up for Tori Wallet?

Tori is currently invite-only. Sign up in the Apple App Store with code “NICHEH” and you’ll be able to download the app and get started. Sign up is simple, just follow these steps:

  1. Download the Tori App
  2. Sign up using your Apple passkeys
    • Make sure that your phone and software is up to date!
  3. Connect your bank with the help of Plaid
  4. Add funds, and start earning!

It’s that simple! Tori’s sign-up process is seamless, easy to follow, and took us less than 5 minutes. Remember, your funds are your funds. Tori doesn’t touch or hold your money at any point in the process.

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What We Like about Tori Wallet

Tori Wallet is designed to be user-friendly, secure, and instantly starts helping you earn with DeFi. Here are a few standout features that we liked best while using the Tori App:

  • Self Custody: Tori is self-custodial, meaning that no one, including Tori, touches or has access to your funds.
  • High Earn Rates: Tori helps you interact with a DeFi lend-borrow application called Aave. People using Tori will supply digital dollars on DeFi apps to earn interest. For more information, visit Tori’s Yield Info.
  • Ease-of-Use: The easy to use interface and user experience makes earning with Tori a breeze. Downloading, signing up, and funding/withdrawing took less us less than 5 minutes total, no hidden fees included.
  • Clarity: Tori prides itself on honesty and transparency, which is a huge factor in our positive review of the app! Any question you may have is clearly answered on their site and through FAQs.

*11.2% earnings is an average of 30 days


All in all, Tori is an application that is worth exploring if you’re new to cryptocurrency and looking to test things out. Tori is committed to providing safe, reliable digital wallet services. And if Tori shuts down, your wallet is self-custodial, meaning your funds will still be available for you to access anytime.

Frequently Asked Questions (FAQs)

Is Tori Wallet Legit?

Yes, Tori is completely legitimate. They are self-custodial, meaning that Tori doesn’t touch or hold your money. If Tori shuts down, your funds are safe! If you’re interested in reading more about Tori’s comprehensive security measures, check out their website.

Is Tori Risk-Free?

No, Tori is not risk-free. There is always a chance that there will be risks when using the app. Tori Wallet tries to be as transparent as possible, and you can read more about your risks using Tori on their Help Center Page.

What is Aave?

Aave is a DeFi protocol for lending and borrowing cryptocurrencies without intermediaries.

What is DeFi?

Decentralized Finance (DeFi) uses blockchain to offer financial services without intermediaries.